Financial Planning

RETIREMENT PLANNING – PERSONAL FINANCE – USING CALCULATOR

The most important lesson in personal finance planning is retirement planning, It’s not always how much we earn, rather how much we save is more important. Throughout our series on financial planning, we have stressed a lot on savings to come prior to expenses. As we discussed in our topic on Home Loan, we have …

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HOME LOAN – HOW IT IMPACTS OUR FINANCIAL MANAGEMENT

HOME LOAN – HOW IT IMPACTS OUR FINANCIAL MANAGEMENT   One of the most essential and basic needs in every human’s life is shelter. Housing loan has become a big market in India, as the Government of India, has given exemption in tax. Here we will be discussing how a home loan can impact your …

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CREDIT CARD – A PREY TO FINANCIAL MANAGEMENT

CREDIT CARD – A PREY TO FINANCIAL MANAGEMENT   CREDIT CARD (CC): Over the last two decades this has been predominantly used by all salaried people. Some banks might provide us with accessibility to CC at the time of salary account opening. On average, every person is holding 2 cards minimum. As it has become …

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ASSET ALLOCATION – FUND STRATEGIES

In our previous topics, we have covered all the basic concepts of financial planning, investing in equity, the debt market, and debt funds. It’s time to learn advanced techniques and strategies to leverage our investment life. The ultimate aim of investments is to be rewarded by managing the risk involved in it. If you don’t …

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WHO INCREASED YOUR FINANCIAL COMMITMENT

WHO INCREASED YOUR FINANCIAL COMMITMENT     FINANCIAL COMMITMENT: In our life, at various periodical changes, our financial commitments tend to increase. Our grandparents would have told us that they have survived a month peacefully without any EMI, Loans, Credit Card, Debit cards, etc. with their monthly income of just Rs.10. This might be a …

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FINANCIAL FREEDOM – KEY THINGS TO KNOW

FINANCIAL FREEDOM   Each and everyone’s most important and unachievable dream is financial freedom, but most of us fail to achieve the same. This is because we use to angle it in different dimensions. In some one’s definition, financial freedom will be, ·       Earning more. ·       One of the top 100 richest men in the …

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