A regular is an option provided with every mutual fund scheme, where an investor invests with the help of mutual fund distributors or broking firms. You will follow your distributor guidelines when it comes to regular funds.
The mutual fund distributors will have their website through which you will initiate the transactions. The distributor will guide you in choosing the fund that could help you achieve your goals and plan according to your risk appetite.
The expense ratio, NAV, and returns are major differences between regular vs direct mutual funds. Since distributors help you in all parts of the investment journey, regular funds’ TER (Total expense ratio) is comparatively higher than direct funds.