Investors who are very dedicated to creating abundance are considered to invest in long-term investments. These blue chip investments are giving very good returns for long-term investors. Bluechip funds are considered to have very low risk during market instability.
The ultimate aim of the SBI bluechip fund is to provide multiple openings for long-term growth in assets. It can also manage the investments actively through diversified investment plans and options. Let us explain in detail the overview, performance, and risk analysis of SBI bluechip fund direct plan growth and regular as follows.
SBI Bluechip Fund Direct Plan-Growth and Regular: Overview
| S.No | Aspect | Direct Plan-Growth | Regular |
|---|---|---|---|
|
1
|
Fund House |
SBI Mutual Fund |
SBI Mutual Fund |
|
2
|
NAV |
Rs. 88.4836 |
Rs. 80.5901 |
|
3
|
Category |
Large Cap Fund |
Large Cap Fund |
|
4
|
Fund Type |
Equity |
Equity |
|
5
|
Expense Ratio |
0.86% |
1.55% |
|
6
|
Exit Load |
1% (on or before 1Y), Nil (after 1Y) |
1% (on or before 1Y), Nil (after 1Y) |
|
7 |
Performance |
CAGR of +31.41% per annum from inception |
CAGR of +30.48% per annum |
|
8 |
Purchase Channel |
Directly from the asset management company |
Through intermediaries or brokers |
|
9 |
Commission |
No commission (direct purchase) |
Broker commission may apply |
|
10 |
Key Insights |
This plan offers better returns due to no commission charges. It allows investors to allocate their funds directly without intermediaries. |
While the performance is slightly lower, it can be purchased through brokers. However, the commission may impact overall returns. |
SBI Bluechip Fund Direct Plan-Growth and Regular–Performance
- Performance of a SBI Bluechip Fund Direct Plan-Growth
| Performance | YTD | 3 M | 1 Y | 3 Y | 5 Y | 10 Y |
|---|---|---|---|---|---|---|
|
Growth of 1000 |
1042 |
1051 |
1261 |
1619 |
2133 |
4609 |
|
Fund Return |
4.18% |
5.07% |
26.05% |
17.43% |
16.36% |
16.51% |
|
Place In Category |
209 |
201 |
220 |
130 |
67 |
23 |
|
% of Category |
67 |
52 |
79 |
40 |
22 |
12 |
- Performance of a SBI Bluechip Fund Regular Plan
| Performance | YTD | 3 M | 1 Y | 3 Y | 5 Y | 10 Y |
|---|---|---|---|---|---|---|
|
Growth of 1000 |
1039 |
1049 |
1252 |
1585 |
2056 |
4227 |
|
Fund Return |
3.94% |
4.89% |
25.16% |
16.58% |
15.51% |
15.51% |
|
Place In Category |
221 |
207 |
228 |
165 |
97 |
42 |
|
% of Category |
78 |
55 |
81 |
70 |
31 |
20 |
Investing in the SBI Blue Chip Fund-Regular Plan doubles the money invested in it every 4 years.
SBI Bluechip Fund Direct Plan-Growth and Regular -Risk Analysis
Risk analysis for SBI bluechip fund Regular plan:
| Ratios | Value | Category Average |
|---|---|---|
|
P/E ratio |
27.02 |
21.6 |
|
Price to Book |
4.17 |
3.25 |
|
Price to Sales |
3.2 |
2.6 |
|
Price to free cash flow |
17.01 |
14.33
|
|
Dividend Yield |
0.99 |
1.28 |
|
5 years of earning growth |
17.27 |
19.31 |
Technical Analysis:
| Title | Value | Action | Buy |
|---|---|---|---|
|
Moving Averages( MA 5) |
89.601 |
89.661 |
Strong Buy |
|
Momentum Oscillators ( RSI 14) |
65.175 |
- |
Strong Buy |
|
Trend Oscillators ( Bull or Bear Power 13) |
2.2406 |
- |
Strong Buy |
|
Volatility ( ATR 14) |
0.3865 |
Less volatility
|
Strong Buy |
Risk analysis for SBI bluechip fund Direct growth plan:
| Ratios | Value | Category Average |
|---|---|---|
|
P/E ratio |
27.02 |
21.6 |
|
Price to Book |
4.17 |
3.25 |
|
Price to Sales |
3.2 |
2.6 |
|
Price to free cash flow |
17.01 |
14.33
|
|
Dividend Yield |
0.99 |
1.28 |
|
5 years of earning growth |
17.27 |
19.31 |
Technical Analysis:
| Title | Value | Action | Buy |
|---|---|---|---|
|
Moving Averages( MA 5) |
79.473 |
79.478 |
Strong Buy |
|
Momentum Oscillators ( RSI 14) |
76.190 |
- |
Strong Buy |
|
Trend Oscillators ( Bull or Bear Power 13) |
12.0236 |
- |
Strong Buy |
|
Volatility ( ATR 14) |
2.7847 |
Less volatility
|
Strong Buy |
Detailed risk analysis for both variants is essential. However, for a comprehensive understanding, you are recommended to consult official sources or financial experts.
Conclusion
Direct plans generally yield higher returns due to their lower expense ratio and higher NAV compared to regular plans. It also tends to offer better returns over time, making it a preferred choice for investors.
Meanwhile, an individual investment wish and risk tolerance should be taken into consideration while investing. These large-cap funds are moderately low-risk when compared to small and mid-cap investment opportunities.