The most important lesson in personal finance planning is retirement planning, It’s not always how much we earn, rather how much we save is more important. Throughout our series on financial planning, we have stressed a lot on savings to come prior to expenses. As we discussed in our topic on Home Loan, we have …
Retirement Planning – Benefits, Importance and When To Start Read More »
Is investment important for a seamless financial future? When to start investments? Should we plan our finances in the early 20s? Will my money be safe if I invest in schemes? We understand that making this decision would be difficult and confusing as there are n number of schemes and plans today. Each one of …
Best short term and Risk free investment Options Read More »
Investors who are looking to generate long-term capital appreciation by investing in equity can choose to invest in UTI Value Opportunities Fund Direct-Growth, as this Scheme is perfect for long-term investments. UTI Value Opportunities Fund Direct-Growth was introduced on July 20th, 2005. This is one of the top-most-ranked mutual funds in India. Since its Inception, …
UTI Value Opportunities Fund Direct Growth Review Read More »
UTI Nifty Index Fund is the first open-ended index fund that was introduced on March 06, 2000. It replicates the performance of the benchmark Nifty 50 Index. The fund size of the scheme is ₹11585.85 Cr. It is one of the largest index funds having a CAGR of 12.75%. The UTI Nifty 50 Index Fund …
Are you confused about the differences between EPF and PPF? Many people find it challenging to understand the pros and cons of each savings scheme. This article will break down the key differences between EPF and PPF, so you can decide which option is best for you. So, buckle up and let’s dive in. What …
EPF vs PPF – Comparison, Returns & Which is Better Read More »
Investing your money is a great way to make it grow, but with so many options available, it can be overwhelming to choose the right one. You might come across two popular types of mutual funds: equity and debt. These funds have different characteristics and can offer different benefits and risks, so it’s important to …
The money market is a crucial aspect of our economy, but have you ever wondered how it works and what its functions are? It is a place where short-term financial instruments are traded, and it plays a vital role in ensuring the smooth functioning of the economy. This article will explore the functions of the …
Functions of Money Market: Understanding Its Role Read More »
Are you looking for affordable life insurance coverage that won’t break the bank? The zero-cost term insurance comes as a lifesaver. As the name suggests, this type of insurance comes with no premium cost, making it a popular option for those on a tight budget. But how does it work, and what are the benefits? …
Zero Cost Term Insurance: Types, Benefits & How to Buy Read More »
Investing is an important financial decision, and choosing the right investment option can significantly impact your financial future. Unit Linked Insurance Plans (ULIP) and Mutual Funds are two popular investment options in India, with unique features and benefits. While both offer the potential for high returns, they differ in risk, fees, and flexibility. So, which …
ULIP vs. Mutual Fund: Which Investing Option Is Best? Read More »
When it comes to financial planning, life insurance is an essential component that provides financial security to your family in case of any unfortunate event. However, with various types of insurance policies available in the market, deciding which one to choose can be confusing. One common dilemma is whether to opt for term insurance or …
Difference Between Term Insurance and Life Insurance Read More »
